QP Capital Review

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Huge Fuel line of credit per week

Rated 5 out of 5
5 out of 5 stars (based on 5 reviews)
Very good0%

QP is the nation’s top truck factoring company for owner operators, drivers, and fleets.

QP Capital is a company based out of Louisville, Kentucky, they specialize in transportation factoring. QP as a small company understands to cash flow challenges faced by small and medium businesses in the USA. They help businesses to access liquidity by using truck invoice factoring.

QP works with brokers and shippers who give customers 30 or more days to pay back invoices.

They have many good services under their belt. One such service is fuel card with the largest Pan America discount network available with more than 3600 sites.

QP fuel line of credit:

QP allows you to factor invoices of your choosing, they also provide a $2800 fuel line of credit per week for small and medium truckers. They also provide a nonrecourse factoring program that assumes the liability of your customer’s nonrepayment.  

QP types of factoring:

QP Capital provides (Recourse, Non-Recourse, and Pure Non-Recourse) factoring. Pure Non-Recourse program means if you deliver the pure load and later pure paperwork, you don’t have to worry, payment will be taken care of. QP’s transparency. variety in-service portfolio and customer care make it the best factoring company for new owner-operators.

Every QP client will get there on a personal QP card, here you can upload your factoring funds in minutes after verification of the loads.

Some features of the QP card include:

  • Can swipe anywhere where Mastercard is accepted
  • US’ largest fuel discount network
  • Bank account transfer of factoring funds
  • You can pay drivers and purchase fuel etc by pushing funds to sub cards
  • Bill pay (setup)
  • Use for personal or company expenses

Features of QP Capital Factoring Service:

  • The factoring rate is 3% recourse and 3.5% nonrecourse
  • Superfast cash credit in less than 24 hours
  • Eliminate bill, accounts receivables handling, processing, and collection overheads
  • Receive unlimited capital factoring, such factoring grows as your sales grow
  • 96.5% of account receivables advance
  • Only customer credit history is taken for factoring purposes
  • Factor only invoices you choose and enjoy the flexibility of choice
  • No termination fees
  • Recourse and non-recourse factoring are available


    • With QP you are not required to factor all your invoices
    • QP has online invoice submissions and reporting system
    • Fuel line of credit. 
Scroll down to see the price
  • QP has a super-fast payment
  • QP has 100% non-recourse also available
  • QP has a month on month contract
  • QP has a robust customer service
  • QP has no hidden fees



We make the factoring documentation and paperwork as easy as 123. Firstly you need to download our app, then use your smartphone camera to simply snap the picture of the rate con and proof of delivery. This app makes the paperwork process simple, quick, and efficient.

While in the process of reviewing we found that, owner operators or business owners benefit from QP’s factoring plans, because of no contract period, no factoring limit and zero termination fee, etc. This makes QP the best factoring company for new owner operators.

These are the benefits of a contract with QP capital.

  • Very simple terms.
  • Flat fee structure with no hidden fees.
  • No long-term contract and no minimums you must meet.
  • Factor what you want.
  • When you want to quit factoring with QP, they make your exit or transition as easy and seamless as 123.

QP capital has the resources to enable your company’s growth in the trucking industry. QP helps you get deals in insurance, dispatching, broker relationships, license and permits, accounting, maintenance, tracking costs, acquiring direct shippers 

We will recommend QP Capital for truck factoring due to ease in doing business, no hidden charges, no predatory practices, uncomplicated contract norms, etc.

User Reviews of QP Capital

Rated 5 out of 5
5 out of 5 stars (based on 5 reviews)
Very good0%

Recent Reviews of QP Capital

Amazing factoring company 🙂

Rated 5 out of 5

QP capital is fantastic factoring company. They fund on time without any payment hold and also they have wonderful fuel line credit program.

They are an excellent company to work with.

Michael Smith

Excellent service

Rated 5 out of 5

QP capital has provided professional and excellent service. I will definitely recommend Qp to all owner operators.


Best decision I've ever made

Rated 5 out of 5

Great customer support, Really happy with their services. Always available to suit our needs.


best factoring service

Rated 5 out of 5

i would highly recommend QP Capital for anybody who is looking for a factoring company, they are prompt and made life easier for me . thanks to Ella

Dave Adams


Rated 5 out of 5

Great, transparent, affordable, and flexible factoring company. Every truck should try this factoring company.


Write a Review on QP Capital

Are you an Owner Operator or New Carrier? Receive a complimentary Start-Up kit valued at $1500 to Grow your Business and Maximise Profits. Features of Start-Up kit:

Product Pricing

Loads just at

1) Dry Van, Reefer, Flatbed (Hybrid Model)- $49/Week/Truck + 3% of Weekly Revenue

2) Dry Van, Reefer, Flatbed (Fixed Model)- 5% of Weekly Revenue

3) Power Only (Hybrid Model)- $49/Week/Truck + 4% of Weekly Revenue

Fuel Card

  1. TCS: Q4 of 2023 was 54 cents per gallon along with $0 transaction fees for in-network fuel purchases
  2. RoadEX Fuel Credit Card; up to $6000 / per week


Rated Top 5 Dispatchers in USA

James Birdine II
Nick was a wonderful agent
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Nick was a wonderful agent, very professional and informative. He has a lot of patience and was very helpful. Read more>>

Date of experience: September 15, 2023

Nataya Martinez
I Signed Up With MT. Nick made..
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Great company to work with. Nick was a big help helping me get everything started. All applications were easy and self explanatory.

Date of experience: June 21, 2023

Jami Johnson
Big thanks to
Ruby S
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Big thanks to Ruby S. What an awesome person to have representing Max Truckers! Ruby was not pushy at even after spending ample time explaining my different options. Read more>>

Date of experience: April 20, 2022

Saieh Ghavami
Been working with Jenny for awhile
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Been working with Jenny for awhile, always reliable and I am looking forward to doing more business!

Date of experience: May 22, 2023

Rick D
My experience with max truckers was
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My experience with max truckers was Excellent from start to finish. Mrs Ruby I’m my opinion one of the best helpers I ever received from an active associate from a company. Read more>>

Date of experience: June 22, 2022

Susan H.
Ruby - Exceptional Customer Service
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Ruby was professional/listened to my concerns/was patient as this was new territory for me/solved all my issues/Exceptional Customer Service! Thank You Susan H.

Date of experience: September 19, 2022



General Queries: ruby@maxtruckers.com
Service Queries: +1 (909) 296 – 6688

Registered Address

8 The Green, STE A, Dover, Kent, Delaware City, DE, United States, 19901


Monday – Friday (09:00 AM – 06:00 PM EST) Saturday & Sunday – Closed

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