Nfusion Capital Review

nFusion Capital is Ideal for Recourse Factoring

Rated 5 out of 5
5 out of 5 stars (based on 7 reviews)
Very good0%

Do you face cash crunch or liquidity issues in your trucking company? Most of the truckers who haul loads can face this issue if you do not factor in your invoice. 

nFusion capital is based out of  Austin, TX, it provides invoice factoring for trucking companies, owner-operators, and fleets that are under-capitalized and under-served by traditional banking.

Who nfusion factoring for?

Nfusion factoring is for owner operators, freight brokers, and small fleet owners. It is a robust, flexible, and trucker-friendly factor. Nfusion has easy signup and same-day approval. Nfusion offers freight factoring advance rates of up to 97%.

Nfusion factoring rates:

Nfusion offers both recourse (flat rate) and nonrecourse factoring. The factoring fee or rate is pocket friendly and conducive for trucking companies.

Nfusion factors offer a discount rate from 1.5 to 3.0% per 30 days. Nfusion’s factoring fee is 1% for 30days later on  2.75% (Recourse) , 3.5% flat rate for non recourse.

Nfusion factoring rates and termination fee:

Nfusion doesn’t charge any hidden fees and it charges termination $5000 fees if you get out of contract with them.

Nfusion has 90 day trial period and then 9 month contract period.

nFusion does not provide software like bookkeeping, TMS, ELD, Load board, etc. This is one of the limitations of working with Nfusion.

Nfusion invoice or bill processing:

You can easily and fastly upload rate con and BOD using Nfusion’s online account management tools. 

Invoice payments happen in minutes if invoices or bills are submitted before the daily cutoff time. They even provide 24/7 services. Nfusion does not have any minimum invoice volume, 

Nfusion approval time:

Factoring contract approval time is 24 hours if you are submitting the invoice before the cut time.

Nfusion factoring has free dedicated account management and service. They also have a  free online credit verification which allows you to onboard great and credit-worthy customers. Nfusion has a fuel card program.

The service quality and the invoice submission processes are robust. Our trust factor indicators show that they are highly trustworthy and are safe to factor with.

 Since they do a strong credit check on brokers, the risk component with recourse factoring is negligible. This truck factoring company is ideal for owner operators and fleet trucking companies.

nFusion Capital Factoring Service Features

  • Offer – Factoring rate starting from 1%
  • Same-day approval
  • Fuel advances up to 40%
  • Easy sign-up and submission
  • Flat-rate, recourse, and non-recourse available
  • Dedicated account management and service
  • Free online credit verification
  • Invoicing and collection services include
  • No hidden fees
  • Online account management and easy uploading of documents


  • You are not required to factor all your invoices
  • Nfusion provides online invoice submissions and reporting system
  • They provide super fast payment
  • They also provide a fuel card
  • Nfusion provides recourse plan and non-recourse. Their recourse Factoring is the best.
  • They provide 90 days trial period, and then one year.
  • They provide robust customer service
  • No hidden fees


  • Their non-recourse program is not that robust, but they have an EXCELLENT recourse factoring program for trucking.
  • Termination fee $5000 if you get out of contract with them.

Upon reviewing thoroughly, we found that Nfusion factoring for trucking companies has these benefits:

  • Discount rates from 1.5 to 3.0% per 30 days
  • Not required to factor all your invoices
  • Online invoice submissions and reporting system

Rather than putting your trucking operation in a pre-built service bracket. Nfusion tries to understand your specific cash flow challenges and deliver you a custom-fit solution.

This is why we recommend Nfusion capital as one of the best factorings for new owner-operators.

User Reviews of nFusion Capital Factoring

Rated 4.5 out of 5
4.5 out of 5 stars (based on 101 reviews)
Very good22%

Recent Reviews of nFusion Capital

Amazing factoring company

Rated 5 out of 5

N fusion is Amazing factoring company. Few points which I like about N Fusion is they have 24/7 services and they provide me free broker credit check. My business is growing with N fusion I recommend them. it is a pleasure to work with them

Michael Smith

They were extremely calm and patient.

Rated 5 out of 5

They were extremely patient with me through out the process. I am happy working with them.


You guys are AWESOME.

Rated 5 out of 5

Helped me to get started, great support and service. Very happy with nFusion.

Maril beckles

24/7 funding is the best

Rated 5 out of 5

Nfusion has given the best factoring rate and does factoring 24/7 , that’s the best service i could have .

caris joe

I really love them

Rated 5 out of 5

Very friendly guys


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