OOIDA Insurance Review

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Rated 5 out of 5
5 out of 5 stars (based on 1 review)
Very good0%

Best For Small Businesses

Owner-Operator Independent Drivers Association (OOIDA)  insurance, has a lot of pocket-friendly commercial truck insurance policies for owner operators and truckers.

OOIDA specialty:

Our reviewers found out that OOIDA was founded in 1973 as a trade association for small and professional truckers.

OOIDA has a membership-based system that supports truckers i.e. benefit of being a member is that it provides you access to discounts to more than 90 manufacturers and service providers throughout America.

OOIDA Insurance Coverage:

During our review, we found out that commercial truck insurance for truckers policy depends on various variables like type of coverage, vehicle type, load type, driving record, etc. OOIDA provides the best affordable and agile truck insurance for commercial vehicles.

You can apply for the policy over the phone and connect with an agent who will recommend and customize the policy according to your business needs. Your agent will give you more details about the policy and the qualification criteria.

Unique Features:

  • Online presence is lackluster
  • Best for small truckers and owner-operators
  • Affordable insurance rates


  • Competitive insurance rates
  • In-house underwriting
  • Advocacy efforts for small-business truckers


  • No online quotes
  • New negative customer reviews
  • Website isn’t as high-tech as some of the other companies

OOIDA Advocacy:

Owner Operator Independent Drivers Association (OOIDA) was formed in 1973 as an international trade association for professional truckers. The membership fee for joining OOIDA is $45 per year and they have over 150,000 members.

OOIDA represents the small commercial truckers. Our experts also found out that OOIDA provides small owner-operators with commercial truck insurance for truckers and health insurance for truckers and their families.

OOIDA Popular Customer Review:

In our review, we found out that OOIDA provides primary and general liability, passenger accidents, and motor truck cargo. physical damage coverage, OOIDA gives coverage for a leased owner operator and owner operators.

We found out during our market research truckers give full marks for customer service, they feel that policies are affordable. Truckers also feel that they are proactively represented by OOIDA.
Some negative reviews arise due to the lack of responsiveness and higher policy prices quoted.

User Reviews of OOIDA insurance

Rated 5 out of 5
5 out of 5 stars (based on 1 review)
Very good0%

Latest Reviews of OOIDA Insurance

OOIDA (best for owner operators)

Rated 5 out of 5
August 16, 2022

I found that small owner operators are getting a good platform to express themselves through OOIDA. They provide small truckers with health, equipment, third-party liability, and cargo insurance. Their insurance packages are comprehensive and pocket friendly.


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Product Pricing


  1. Dispatch ; Loads Just @ $49/Week/Truck + 5% of the previous week’s gross revenue

Fuel Card

  1. TCS: 42 cents per gallon for Q3 of 2023
  2. RoadEX Fuel Credit Card; up to $6000 / per week


Rated Top 5 Dispatchers in USA

James Birdine II
Nick was a wonderful agent
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Nick was a wonderful agent, very professional and informative. He has a lot of patience and was very helpful. Read more>>

Date of experience: September 15, 2023

Nataya Martinez
I Signed Up With MT. Nick made..
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Great company to work with. Nick was a big help helping me get everything started. All applications were easy and self explanatory.

Date of experience: June 21, 2023

Jami Johnson
Big thanks to
Ruby S
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Big thanks to Ruby S. What an awesome person to have representing Max Truckers! Ruby was not pushy at even after spending ample time explaining my different options. Read more>>

Date of experience: April 20, 2022

Saieh Ghavami
Been working with Jenny for awhile
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Been working with Jenny for awhile, always reliable and I am looking forward to doing more business!

Date of experience: May 22, 2023

Rick D
My experience with max truckers was
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My experience with max truckers was Excellent from start to finish. Mrs Ruby I’m my opinion one of the best helpers I ever received from an active associate from a company. Read more>>

Date of experience: June 22, 2022

Susan H.
Ruby - Exceptional Customer Service
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Ruby was professional/listened to my concerns/was patient as this was new territory for me/solved all my issues/Exceptional Customer Service! Thank You Susan H.

Date of experience: September 19, 2022



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